Conservatively Speaking

State Senator Mary Lazich (R-New Berlin) represents parts of four counties: Milwaukee, Waukesha, Racine, and Walworth. Her Senate District 28 includes New Berlin, Franklin, Greendale, Hales Corners, Muskego, Waterford, Big Bend, the town of Vernon and parts of Greenfield, East Troy, and Mukwonago. Senator Lazich has been in the Legislature for more than a decade. She considers herself a tireless crusader for lower taxes, reduced spending and smaller government.

Children lose under ObamaCare

Government health care

It's happening

Experts that examined and analyzed proposed federal government health care approved in Washington foresaw many negative ramifications.  Many critics maintain an intention of ObamaCare, an eventual single payer system, was that private insurance providers would simply get out of the game. The term often used to describe the exodus of private insurers resulting in fewer private options is crowd out.

It is starting to happen.

The Associated Press (AP) reports:

“Some major health insurance companies will no longer issue certain types of policies for children, an unintended consequence of President Barack Obama's health care overhaul law, state officials said.

Florida Insurance Commissioner Kevin McCarty said several big insurers in his state will stop issuing new policies that cover children individually. Oklahoma Insurance Commissioner Kim Holland said a couple of local insurers in her state are doing likewise.

Insurers are not canceling children's coverage already issued, but refusing to write new policies.”

According to the AP, here is what is motivating some insurers to pull back:

“Starting later this year, the health care overhaul law requires insurers to accept children regardless of medical problems -- a major early benefit of the complex legislation. Insurers are worried that parents will wait until kids get sick to sign them up, saddling the companies with unpredictable costs.”

A Blue Cross and Blue Shield of Florida vice president put it bluntly:

"Guaranteed issue means you could technically buy it on the way to the hospital."

Read more from the AP. 

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