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Conservatively Speaking

State Senator Mary Lazich (R-New Berlin) represents parts of four counties: Milwaukee, Waukesha, Racine, and Walworth. Her Senate District 28 includes New Berlin, Franklin, Greendale, Hales Corners, Muskego, Waterford, Big Bend, the town of Vernon and parts of Greenfield, East Troy, and Mukwonago. Senator Lazich has been in the Legislature for more than a decade. She considers herself a tireless crusader for lower taxes, reduced spending and smaller government.

Your auto insurance is going up and here's why

State budget


Auto insurance ratepayers in Wisconsin are learning about an increase in their premiums and they are not pleased.

Drivers are starting to understand the direct impact of the 2009-11 state budget, a document composed and approved by legislative Democrats and Governor Doyle. The current state budget is costing motorists much higher premiums due to government provisions in the state budget mandating changes to your auto insurance.

A Democrat leader in the state Assembly tried to put the blame on insurance companies in a letter to a constituent dated October 7, 2009,  that reads, in part:

“Recently, some members of the insurance industry are trying to pass the buck for increasing rates on their customers, blaming rate increases on the state budget passed by the Legislature and signed into law by Governor Doyle. Quite simply, any previous increases are due to the business decisions of insurance providers rather than any action taken by the Legislature.”

The fact is that legislative Democrats and the governor pushed, supported, and voted for state budget provisions that are directly responsible for higher insurance costs that are making consumers angry. The news media sent out warnings earlier this year.

During state budget deliberations last June on the floor of the state Senate, I was the lead author of an amendment that would have removed all costly insurance mandates from the state budget. The amendment was defeated along party lines by Democrats that control the state Senate.

As a result, premiums and tempers are on the rise.
Terry Scheller of Nichols with insurance on three vehicles increasing $231 told the Wisconsin Associated Press, “I think it’s awful. How much more can people afford? Times are tough. Guess who’s paying for it? People like me with clean driving records.”

The same legislator that wrote the afore-mentioned October 7, 2009, letter to a constituent also gave the same explanation about the more expensive rates to a non-believing Scheller in a telephone conversation according to the Associated Press.

“I’m not buying it,” said Scheller. “I believe it’s the state law.”

Calculating the increase in auto insurance for each driver will be difficult according to the state Office of the Commissioner of Insurance because some motorists bought more than the minimum requirement, and other factors such as driving record and previous claims must also be considered.

I am co-sponsoring legislation in the state Senate that will repeal provisions related to motor vehicle insurance that were included in the state budget.  Prior to approval of the 2009-2011 state budget, Wisconsin enjoyed some of the lowest auto insurance rates in the nation. Dramatic changes brought on by government were unnecessary. Neither insurance companies nor consumers requested the mandates. They were the exclusive brainchild of legislative Democrats and the governor now wanting to pass blame. Savvy drivers might have to buy more and pay more, however they are not buying the Democrats’ explanation.

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